Cash that looks forward
Automatic reconciliation, payables and receivables, cash forecast and a negative-balance alert before it happens.
5 days free · no card
Connect your bank. In 5 minutes you have your company's finances under control.
The NumeraOS AI reads and classifies every transaction on its own — and you adjust anything you disagree with, in one click. No chart of accounts, no spreadsheet, no waiting for the close: management P&L, margin and the cash forecast before your coffee gets cold.
No changing accountants · Nothing to install · Read-only bank access
- Revenue142 sales+128,400
- Taxes7.0% of revenue−8,960
- Cost of goods+19% vs. prior month−61,300
- Fixed costsflat−34,800
- Result18.2% margin= 23,340
inoutwhat is left for you
5 minfrom connecting the bank to the first analysis93%of the finance routine automatedEvery daythe cash forecast updates on its own1 clickto adjust whatever the AI classified
The AI behind it
It reads “PIX ENV 33.845 MERC DIST LTDA” and understands that it is raw material.
Coding transaction by transaction is the work that stalls finance in every small and mid-sized company. The NumeraOS AI does it the moment you connect: it reads the bank statement description and identifies supplier, category and profit centre. And when you disagree, you adjust it right on the line — it learns, and it will not miss that supplier again.
Raw statement → classificationExample
PIX ENVIADO 33.845.112/0001-90 MERC DIST LTDA−R$ 1,284.00
TED RECEBIDA 09.771.220/0001-33 CLIENTE B2B+R$ 9,760.00
DEB AUT DARF/DAS COMP 08−R$ 3,480.00
COMPRA CARTAO POSTO SHELL AV BRASIL−R$ 312.40
What the AI does while you get a coffee
- Classifies with no chart of accounts ready. It builds the structure from your business and you rename whatever you want.
- Matches statement to invoice. Payment and document find each other on their own, instalments and card-machine settlements included.
- Predicts the recurring. Payroll, rent, taxes and subscriptions enter the forecast before they leave the account.
- Takes your correction and learns from it. Disagree with the category? Change it on the line. Next time it comes in your way.
Your assistant
Iara talks to your numbers.
Every subscription comes with Iara, Numera's AI assistant. It sees your company's data in real time and answers in plain language — from “why did my margin drop?” to “where do I set up a new cost centre?”. No ticket to open, no meeting to wait for.
Iaraexample
Can I take R$ 20,000 in owner's pay this month?
You can, but it gets tight. With the R$ 20,000, your balance ends the quarter R$ 14,260 in the red because of the 13th salary and the DAS tax. Up to R$ 12,000 you finish in the black.
Why did the Downtown store's margin drop last month?
Input costs rose 19% (R$ 8,140 more) with revenue almost flat. Two suppliers explain 71% of the increase. Want to see the list?
How do I create a new profit centre?
Under Settings → Profit centres → New. If you like, I can create it and move the Downtown store entries into it.
Iara only answers about your own company's data.
What it is actually for
- Answers about the result. Margin, cost, the client that weighs most, the month that stands out — with the number and where it came from.
- Teaches you the platform. Instead of digging through a manual, you ask and it shows the way — or does it for you.
- Simulates a decision before you make it. “What if I split this supplier over 3 instalments?” It recalculates cash on the spot.
- Keeps watch on its own. It flags anything off pattern: a new expense, a client running late, tax above forecast.
From zero to result
Five minutes. Timed.
No three-month implementation, no discovery workshop. You connect and the system works.
00:00
Connect the bank
Open Finance in two clicks, read-only access. If you want, your digital certificate comes along and brings the invoices with it.
00:40
The AI reads the history
Up to 12 months of statements and invoices classified in one pass, with supplier, category and profit centre.
01:30
Adjust if you need to
Anything it was unsure about comes set aside. You confirm, change the category or create your own — and the AI follows your criteria from then on.
03:10
Management P&L built
Revenue, cost, expenses and margin for the current month on screen — without waiting for the accounting close.
05:00
Cash forecast on screen
A daily forecast with payroll, taxes and recurring items plotted, and an alert for the day the balance breaks.
The problem
Your accountant shows you last month. Your decision is about next month.
The traditional back office was built to report to the government, not to help you decide. It closes the month, hands over the file and leaves. NumeraOS was built for the other side.
How it is today
- You find out cash got tight when a payment bounces
- Someone categorises transactions in a spreadsheet every week
- Tax turns into a surprise on the 20th
- To know how much profit you can take out, you guess
- The trial balance arrives 40 days after the month ends
- A question about a number becomes an email and a three-day wait
With NumeraOS
- An alert weeks before the balance breaks, with the exact amount
- The AI classifies; you only adjust what you disagree with
- A filing calendar with the estimated amount and the date
- Owner's pay and profit distribution based on real cash
- The current month's result, updated every day
- Iara answers on the spot, with the number and where it came from
What runs inside
Four fronts, one system.
Four fronts in a single finance system: you subscribe to NumeraOS and start seeing all of it. Whenever you want, Numera takes over running each front as well — the software stays the same, only who operates it changes.
Tax without the shock
Invoices issued and received read by the AI, computation tracked month by month, and the estimated tax in the cash forecast before it falls due.
Numbers that add up
Entries organised at the source, a management P&L for the current month, and the result in an owner's language, not in filing jargon.
Payroll in the right place
Hires, holidays, terminations and the 13th salary, with each person's real cost already plotted in the months it leaves the account.
Plans
Start with the software. Hand over the back office when it makes sense.
Free for 5 days, no card and no setup fee. After that it is a monthly subscription, with no lock-in.
NumeraOS
For the owner who wants to see cash, margin and tax without depending on a spreadsheet.
R$ 299 / month
5 days free · no card to start
- The full NumeraOS
- Automatic AI classification, adjustable in one click
- Iara, the AI assistant that talks to your data
- Automatic bank and invoice reconciliation
- Management P&L and profit centres
- Cash forecast with negative-balance alerts
- Support over WhatsApp
Numera BPO
For companies that want accounting, tax, payroll and finance handed to a single team.
On request
Proposal within 2 business days
- Everything in NumeraOS
- Accounting, tax and payroll operated for you
- Payables and receivables operated for you
- Reviewed monthly financial close
- Controllership and CFO as a service
- Contract workflow and finance for legal teams
- A team dedicated to your account
Before you decide
The questions everyone asks.
How does the 5-day free trial work?
You create the account, connect your bank and use all of NumeraOS for 5 days, Iara included. We do not ask for a card to start and we charge nothing if you do not continue — your data can be exported or deleted at any time.
What if the AI classifies something wrong?
You adjust it right on the line: change the category, change the profit centre, or create a classification of your own. Anything the AI was unsure about is already set aside for you to decide. Each correction becomes a rule: for that supplier, it follows your criteria on its own from then on.
Is five minutes real, or a figure of speech?
It is the average time between connecting the bank and seeing the first management P&L with the cash forecast. It depends on transaction volume: 12 months of heavy history can take a little longer. What does not exist here is a months-long implementation.
Do I have to change accountants?
No. NumeraOS works alongside your current accountant — it even improves what you hand over to them. If one day you want to move everything to Numera, we handle the migration without stopping the operation.
I already use an ERP. Will this duplicate work?
No. NumeraOS reads what is already in your ERP and in your bank. It does not replace the system where you issue invoices or manage stock; it is the finance layer that was missing on top of it.
Is my financial data safe?
Bank data is read through Open Finance, with read-only access — nobody moves money in your account. How we handle personal data is described in our Privacy Policy.
5 days free · no card
Connect your bank now and see your cash forecast in 5 minutes.
If in five minutes the screen does not tell you something you did not already know about your company, just do not continue. It is quick enough to try before your next meeting.
Start the free trial